In January 2026, in a bankruptcy case in Connecticut, Attorney Dave Falvey successfully helped a client discharge over $240,000 in federal student loans, with no adversary proceeding or trial. And yes, it was approved.

NEW LONDON COUNTY, Conn., Feb. 23, 2026 /PRNewswire-PRWeb/ -- Action Advocacy, PC announced that Connecticut attorney David Falvey, Esq. successfully obtained the discharge of more than $240,000 in federal student loan debt for a client through the bankruptcy process, based on a sworn attestation and supporting documentation rather than traditional, contested litigation.

The matter involved federal student loans (as distinguished from private student loan obligations) and was evaluated under applicable federal bankruptcy law standards. After the client's sworn attestations and supporting materials were submitted, the bankruptcy court entered an order discharging the debt.

"This outcome reflects the importance of careful statutory analysis and the reality that some student loan debts may be dischargeable in bankruptcy depending on the specific facts and the type of loan involved," Falvey said.

The case did not proceed through a trial or contested hearing. It was resolved based on the legal sufficiency of the record presented to the court. No identifying client information is being disclosed.

Falvey emphasized that student loan discharge remains a highly fact-specific inquiry. Outcomes depend on the nature of the loans, the borrower's individual circumstances, and the governing legal standards. He further noted that student loan discharge is still difficult to obtain, and that only a limited number of borrowers may qualify for an attestation-based approach depending on the facts, and the documentation available.

For additional background, Action Advocacy has published a supporting overview:

https://www.actionadvocacy.com/discharging-federal-student-loans-in-bankruptcy/

About Action Advocacy, PC

Action Advocacy, PC is a Connecticut law firm focused on consumer bankruptcy and debt relief, helping individuals evaluate legal options to address overwhelming debt under federal law.

Action Advocacy, PC

860-449-1510 | office@actionadvocacy.com

1 Crouch St., Groton, CT., 06340

https://www.actionadvocacy.com/

Media Contact

Dave Falvey, Esq., Action Advocacy Law Office, 1 860-449-1510, dave@actionadvocacy.com, https://www.actionadvocacy.com/

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SOURCE Action Advocacy Law Office